Zed, an invitation-only next-generation credit card, today launched USDC payments, enabling users to settle balances using the U.S. dollar-denominated stablecoin. This effectively brings stablecoins onto card payment rails—without requiring merchants to support crypto or change how they get paid.

Zed introduces the region’s first crypto-native repayment rail for traditional credit cards. Unlike products that convert assets to fiat upfront or at purchase, Zed treats USDC as a direct way to settle card balances. Merchants receive fiat, credit limits remain independent of crypto volatility, and repayments are available 24/7 without traditional banking delays or cross-border friction.

“Credit is one of the most regulated–but powerful–parts of the financial services ecosystem. And crypto infrastructure for purchase financing is still maturing,” said Steve Abraham, Co-Founder of Zed. “We’re modernizing repayments with USDC—without altering how cardholders borrow and spend or how merchants receive their money.”

This feature targets digital-native consumers, especially the 1.5+ million Filipinos earning in foreign currencies or holding stablecoins as investments. “Many have to deal with delays and high transfer fees converting income before paying everyday expenses,” said Danielle Cojuangco Abraham, Co-Founder at Zed. “USDC payments simplify settling their credit card balances, keeping the familiar card experience intact.”

By pioneering USDC repayments, Zed continues building for modern lifestyles, blending crypto efficiency with trusted credit.

Join the Zed waitlist to get your invitation to apply.